For banks, fintechs & loyalty platforms

Give cardholders a reason to open your app. Get paid when they shop.

Cash-back offers from national brands, 100% merchant-funded. We handle advertisers, QA and payouts. You earn on every verified sale with zero added headcount.

FFintech App
AK
Rewards earned$42.15
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For youShoppingTravel
Shopper carrying several shopping bags
BRAND ANew season. 15% back.
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Top offersSee all
ABrand A15% back
BBrand B$5 back
CBrand C10% back
DBrand D8% back
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Partner benefits

More value for your members. New revenue for you.

Additional cardholder & member benefits
Enhance your users' experience with high-intent cash-back offers from leading national brands. Your customers get more value every time they shop, and you deepen loyalty instantly.
Increased daily & monthly active engagement
Card-linked offers bring users back into your app again and again, with higher session frequency, longer time in-app and more card activations.
Incremental revenue with zero operational lift
xomos manages all advertiser relationships, offers, QA and payouts. You plug into a scaled marketplace and earn revenue automatically, with no additional headcount.
Turnkey performance marketing engine
Brands fund all incentives and media spend. You earn revenue from closed-loop advertiser budgets, backed by verified transaction data.
Who partners with us

Built for any platform with a card in hand.

National banks & financial institutions
Neobanks
Fintech apps & wallets
Loyalty & rewards platforms
Credit unions & regional banks
Card-linking aggregators
Our partners
Bank of AmericaPNC BankFISAmplifiAcorns
Apply to join our network

Ready to monetize your cardholder base?

Join our partner network and start earning revenue from merchant-funded card-linked offers.